Cheap car / Insurance combo !

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Re: Cheap car / Insurance combo !

Postby THE JUGGERNAUT on Sat May 30, 2009 12:24 pm

1.0 litre Vauxhall corsa B, group 2 insurance cheap cars to run, i used to get over 50mpg even when i drove 'hard'. really nippy for a 1 litre car too, kept up with my mates 1.2 clio and trouced another mates 1 litre suzuki swift. only problem is they are usually low spec. no power stearing in the older ones, no leccy windows, mirrors or sunroof. tape deck and stereo, no air con. just depends on what you are looking for in a car. if youre after something newer i think citroen c1, c2 and c3 are group 1 insurance for some models, this will also mean they have small engine sizes too, so will be cheap to run.
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Re: Cheap car / Insurance combo !

Postby Brick on Sat May 30, 2009 6:28 pm

i had a corsa 1.4 sri, bad handling they dont like corners
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Re: Cheap car / Insurance combo !

Postby THE JUGGERNAUT on Sun May 31, 2009 9:46 am

tbh my corsa had a leaking shock on the back but still handled really well. i did have toyo proxes on though. maybe the 1.4 lump was too heavy, did it suffer from understear a lot?
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Re: Cheap car / Insurance combo !

Postby Brick on Sun May 31, 2009 6:29 pm

they have bad handling full stop, i have a ford focus at the moment and before i had the corsa a saxo furio (looks like a vtr with a 1.4 engine) both cars are known for thier handling they both out handled the corsa by miles.
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Re: Cheap car / Insurance combo !

Postby Blissnabob on Mon Jun 01, 2009 3:59 pm

Can do a lot worse than a Saxo tbh. My mate has just got a VTR and not only is it quite nippy it only cost him £750 for fully comp insurance (new driver(22yo)/0 no claims). I was very surprised by this.

Not only that but they are available for washers and spare parts are readily available due to the amount of loons that wrap them round lamposts.
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Re: Cheap car / Insurance combo !

Postby Brick on Tue Jun 02, 2009 10:50 am

i have to say i never had insurance in my own name till i saw 20, in your first few year of driving the ncb make very little differance, your likely to pay 1k-1.5k a year from 17-19 hit about 21 even with out ncb and its more like 600 a year, i only started my ncb at 20 ahave 4 years now and my insurance on a 2.0l ford focus was 250 last year at 23( probibly runs out soon), your best to be insured on a parents policy for the first few years
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Re: Cheap car / Insurance combo !

Postby iplaya on Sun Jun 07, 2009 1:38 pm

Astra sri 1.8 at 19 - brand new - macho ness tastic lmao :D

im on step mums policy so my insurance comes out about £450 a year - driving for 2 years no claims. Tesco do NCB for named drivers, definitely worth checking

I was driving a 1.7 astra diesel from 17 - 19 and was only paying £500
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Re: Cheap car / Insurance combo !

Postby TuPac on Sun Jun 07, 2009 6:59 pm

That's cheap even for a named driver, were you classed as married to your step mum?

That's a serious question by the way, not a joke.
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Re: Cheap car / Insurance combo !

Postby iplaya on Mon Jun 08, 2009 5:30 pm

haha no. i shopped around, was getting quotes from 500 - 1500. Tesco just seemed best, it could just be my area mind u
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Re: Cheap car / Insurance combo !

Postby Healy on Thu Jun 11, 2009 3:12 am

av got a renault clio 1.5 dci 86hp 06 reg with 32k miles on the clock and my insurance is 1k with 1 year no claims and ia m 19

bit of a bargain really as i was getting quotes with 1.2 and 1.4 cars in excess of 1.3k

the car does 65mpg and has a £35 a year road tax, sechsi bargain!
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Re: Cheap car / Insurance combo !

Postby colossuss on Fri Jun 12, 2009 11:09 am

I've got a 1.4 Clio 97bhp and my insurance renual this year with 1 years ncb and 1 years driving experience is £700 a year. WIth my mum and dad as named drivers (Adding my mum takes off about £200 and adding my dad does nothing, but he may as well be on there)


Blissnabob wrote:Can do a lot worse than a Saxo tbh. My mate has just got a VTR and not only is it quite nippy it only cost him £750 for fully comp insurance (new driver(22yo)/0 no claims). I was very surprised by this.

Not only that but they are available for washers and spare parts are readily available due to the amount of loons that wrap them round lamposts.
Im very surprised by that as well! Saxo's seem to be the "boy reacers choice" so thought the average premium would be higher than that. He must live in a very good post code? Though it does help him being over 21
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Re: Cheap car / Insurance combo !

Postby OHMYGODIMONFIRE on Fri Jun 12, 2009 5:58 pm

Blissnabob wrote:Can do a lot worse than a Saxo tbh. My mate has just got a VTR and not only is it quite nippy it only cost him £750 for fully comp insurance (new driver(22yo)/0 no claims). I was very surprised by this.

Not only that but they are available for washers and spare parts are readily available due to the amount of loons that wrap them round lamposts.


citroens do seem to be very cheap to insure. i drive a C2 VTS (the manual gear box version of the VTR) and with 2 years no claims i pay around £360 for 10 months fully comp cover (bonus accellerator).

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Re: Cheap car / Insurance combo !

Postby Little_Devil on Fri Jun 12, 2009 6:49 pm

Don't forget to haggle for the best deal, and this does not always need to be about the money aspect. You will find a lot of insurance companies put penalty clauses in or reduce the amount of no claims % or even try to sell you the insurance without no claims protection. Make sure you are getting the insurance you require for the best cost available.
You can even get a few companies appearing to give you better deals, but the excesses can vary by quite a lot.

I recently haggled with my own insurance company, who gave me a better deal than the leading quote I had, by giving me the same price insurance, with a reduced excess and roadside rescue thrown in.
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Re: Cheap car / Insurance combo !

Postby CATCHERAL on Tue Jun 16, 2009 12:29 pm

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w00t

thanks to all for help / advice
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Re: Cheap car / Insurance combo !

Postby TuPac on Tue Jun 16, 2009 1:50 pm

How much is the insurance costing you?
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Re: Cheap car / Insurance combo !

Postby CATCHERAL on Tue Jun 16, 2009 2:42 pm

1300 on my parents policy as a named driver

and I build up no-claims like the one you suggested on direct line

oo yeee
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Re: Cheap car / Insurance combo !

Postby TuPac on Tue Jun 16, 2009 2:52 pm

Ah, nice one.

In the future when you have your own policy, I recommend changing every year as there are better prices to be had.
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Re: Cheap car / Insurance combo !

Postby CATCHERAL on Tue Jun 16, 2009 3:00 pm

Will keep that in mind
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Re: Cheap car / Insurance combo !

Postby Jazza on Tue Jun 16, 2009 3:31 pm

Get in son! ford fiiesta 4tw :mrgreen:. But unfortunatly got a more recent model than that one ;p. But have many happy times driving it, dont go over the speed limit by camera, dont want those double points within your first 2 year do you xD

Grats man <3
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Re: Cheap car / Insurance combo !

Postby CATCHERAL on Tue Jun 16, 2009 4:01 pm

<3
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